What plan of action would you take if you needed to react to a flooding disaster involving your business?
When it comes to insurance, it can get a little confusing – especially if you are making a flood claim.
Has your insurance company ever made you feel like you are the problem in all this? Possibly you may know someone who has experienced a massive loss when making a claim for something or who has been treated unfairly.
Making a claim on your home or business insurance is often not as simple as you would hope.
If you are in the unfortunate situation where you have to make an insurance claim, ensure you contact a Loss Assessor first to get insurance claim advice.
Geoff Williams, Director of Manchester-based professional loss assessors Cherry and Griffiths, said: “As a loss Assessor we know what evidence is needed to be gathered so as not to prejudice a policyholder’s position with their insurers. We know how to help policyholders deal with matters whilst waiting for the insurer’s loss adjuster. We take the lead and make sure everything we do cannot be criticised by the insurer because we were looking after their interests as well as those of our clients”.
Geoff adds: “With the current unpredictable weather it’s important to ensure you’ve got your business covered and protected against flooding. Will your policy cover you for storm damage or flooding and can you trust your insurer to give you what you are entitled to? Not necessarily! You should at least look at their suggested claims process – it’ll help you to make sure you don’t make any big mistakes.”
It is important to stress that you should think about your claim strategy before making any contact with your insurance company. Insurance companies are doing the best they can to pay out as little as possible for flood damage claims.
Contact Geoff about your flood claim at www.cherryandgriffiths.co.uk